Capital Small Finance Bank Limited is commenced operations as India's first small finance bank in 2016, and are among the leading SFBs in India in terms of cost of funds, retail deposits and CASA deposits for Fiscal 2023. They had the highest proportion of retail deposits at 97.90% along with CASA ratio of 41.88% resulting in lowest cost of funds of 5.12% among the SFBs as of Fiscal 2023 .They have the most diversified portfolio with sizeable book in multiple asset classes as compared to other SFBs with a highest proportion of secured lending of 99.82% as of Fiscal 2023 among the SFBs.
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Posted On: 05 Feb 2024 10:19 AM
